Lesson 1
We are not allowed to say that someone is poor. This could create difficulties should the person want to buy on credit or obtain a loan. ** This law of course depends on the circumstances. For example, at times it may be the exact opposite - it may be lashon hora to say that someone is not poor; for example, about a poor person collecting money.
Lesson 2
Lashon Hora is relative. A statement may be complimentary if said about one person, yet negative when said about someone else. Whether or not the statement constitutes lashon hora depends on the person being spoken about. We cannot excuse it by saying "I wouldn’t mind if someone said that about me" or "I would have done the same thing myself". If what you say will be considered derogatory to the person being spoken about, it constitutes lashon hora.
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Lashon Hora = Saying a derogatory/negative statement about someone else that is TRUE
Motzi Shaim Ra (Defamation of Character) = Saying a derogatory statement that is FALSE
About Whom is it Forbidden to Speak Lashon Hora - Any Individual Jew - Alive or not, - adult or child, family member (spouse, in-laws, parent, child, siblings), groups/sects of Jews, Entire Jewish Nation